The site does not provide paid credit product services to customers, i.e., it offers customers a list of offers from credit institutions and non-credit financial organizations where customers can apply for credit products. The project is not a bank or lender, does not belong to financial institutions, and is not responsible for the consequences of loan or guarantee agreements concluded with it. The minimum interest rate with some partners is 0.01%. To apply for a loan, you must complete a questionnaire on the project website. By performing any action on the site, you must provide your Consent for personal data processing and Consent to receive advertising materials. You have read and agree to the Public Offer Agreement and Service Rates. The "Quick Credit" service uses cookies to provide services. You can configure cookie storage or access conditions in your browser. The service is intended for persons over 18 years of age. The calculation in the calculators provided on the site is based on the average interest rate offered by financial institutions.
Online Loans in 2 minutes
Compare the best offers and get your fast loan securely
Our Partners
We work with the best financial institutions in the Philippines
Why Choose Binixo?
We compare the best offers in the market so you get the ideal loan
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Fast Approval
Response in 15 minutes, money in your account the same day
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100% Secure
Your data is protected with bank-level encryption
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No Hidden Fees
All conditions clear before applying
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High Approval
Flexible requirements to maximize your chances
How It Works
Get your loan in 3 simple steps
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1
Complete the Form
It only takes 2 minutes to provide your basic information
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2
We Compare Offers
We analyze the best options according to your profile
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3
Receive Your Money
Choose the best offer and receive money in minutes
What Our Customers Say
Thousands of Filipinos have trusted us to find their ideal loan
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MS
Maria Santos
Metro Manila
I received my loan in less than 24 hours. The process was super easy and hassle-free. Totally recommended!
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JD
Juan Dela Cruz
Cebu City
I compared several options and found the best interest rate. The team helped me every step of the way.
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AR
Ana Reyes
Davao City
I needed urgent cash and Binixo connected me with the perfect lender. Excellent customer service.
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RG
Roberto Garcia
Quezon City
Fast and secure process. I liked being able to see all available options in one place.
Ready to Get Your Loan?
Thousands of Filipinos already trust Binixo. Join them and get your money fast and secure.
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10,000+Loans Approved
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4.8/5Average Rating
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24hrsDelivery Time
Legal Information and Terms
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· Minimum age: 18 years
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· Filipino citizenship (requires valid government ID)
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· Repayment period: Minimum 91 days, maximum 120 days
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· Annual interest rate: Between 4% and 916%
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· No credit history required
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· Late payment fee: 0.1% of amount owed
Loan: ₱ 1,000
Duration: 3 months
Annual interest: 48%
Calculation: ((48/12 × 3) / 100 × 1000) + 1000 = ₱ 1,120
Total to pay: ₱ 1,120