I need 2000 PHP
– +
2000 20000
For 3 Months
– +
3 36
Loan amount PHP
Total Repayment PHP

Fast Cash Loans

We all at least once in a life had situations when we need money. We may need them for unforeseen purchases, traveling, treatment, entertainment or to help other people. Regardless of the purpose, in the majority of situations we need money if not now, then at least as soon as it’s possible. The simplest way to get the necessary finances in the short time period is to use services of fast cash loans. Nowadays many banks and financial organizations offer such services, but in many of them to do this will not be easy and fast. And some even can not give you a cash loan without work.

How to get a loan?

1

Indicate the amount and term

3

Fill out an online application

2

Choose the best offer

4

Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.
Apply for a loan

Our Testimonials

“Thank you Binixo! I applied and send all requirements and then someone called me named TJ advised me about the process and etc. Now I just received an email informing me that Binixo Lending has already deposited the money in my bank account and when I checked it at exactly 6pm like what they have advised me in the email my loan proceeds was there. Appreciate it!”

Yvette Labo

“They process loans really fast. They really orient you about the loan and how it goes. Thumbs up Binixo”

Ta Nace

“First time to loan via online, at first hesitant but after I received the money that has been credited to my bank account. I sent the requirements on April 25 afternoon then received the money on the following day. (24 hours service) 🙂 Thank you Binixo!”

Manilyn Camus
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Also you can get loans
in other cities

Fast Cash Lending

Who we are? The Binixo organization is the financial company in Philippines which can help you cope with all your financial problems. In Binixo you will be able to apply for a loan and get your money much faster in comparison with banks and other financial organizations. To apply for a online loan in Philippines you should perform following steps:

  • Fill the online application form on the official website
  • Agree with conditions and terms of your contract
  • Wait for the approval of your application
  • Receive your loan.

Approval Period

Among the four main steps for loan applying there is one when you need to wait until your application will be approved. The most common question is: “for how long should I wait?” We have already mentioned that our company provides customers with fast loans and the approval period is much shorter if compare with other companies. When applying for a loan by using Binixo services, your application will be processed during one or two working days. You will get a call or SMS when all your requirements are submitted. And get your pautang online in 15 minutes.

Repayment fixed

When you are filling the application form, note the section with the maturity date of your contract. There will be also information when you have to make the repayment of your loan. All repayments in Binixo are fixed. It is highly recommended to pay dues on the maturity date, because in the case of late repayment you will have to pay additional fees (stated in your contract). To repay your loan you can go to one of the branches of our payment partners. For example, you can use DragonPay payment services for easy repayments.

fast cash

Credit Amount

One of the most popular questions among our customers is how much can they loan. Binixo organization gives an opportunity for customers to loan:

  • From 2000 to 10000 ₱ if the applicant applies for a loan first time
  • From 2000 to 20000 ₱ for the applicant who have already made a loans by using Binixo services and are in a good standing.

For getting the fast cash and to simplify the process of choosing the desirable loan amount you can use the online calculator on our official website. It also can show you your total repayment amount.

credit period

Credit Period

When applying for a loan you should also choose the term of payment. On our website four different terms are available for customers. After choosing the necessary loan amount you can choose among such payment terms as three, five, twenty-one or thirty months. You can choose the most suitable term for you basing on your needs and ability to repay. Note that the timely repayment of loan is very desirable. When you chose the payment term and the amount you can use Calculator to get the final amount which you will have to pay.

Interest Rate

For all people the credit amount, term of payment and the interest rate are the main parameters when making cash loans online. Binixo company offers lower interest rates in comparison with financial organizations and banks to help our customers and simplify their life. When applying for a loan using our services, the interest rate is equal to 1% per one day. You should note that in addition to the 1% interest rate, the additional charge for your application processing will also be charged. Use the calculator online to see the total amount for payment.

Our partners

  • 7eleven
  • bayad center
  • cebuana
  • lbc
  • Cashwagon
  • Easycash
  • Loansolutions
  • Cashmart
  • Loanranger

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General requirements for borrower:

Between 21 and 50 years old

A Filipino citizen with a valid home address in Philippines

Loan interest:

The conditions may vary depending on a lending company and active promotions. Short term loans usually have payment period up to 12 months in one payment of installments. The interest rate can be as low as 0%. Here is an example of one of the offers listed on binixo.ph:

Loan amount - Up to 25,000 PHP Personal Loan

Loan interest rate - (as low as) 1.5% a month

Loan Term - 3 months, 6 months, 9 months and up to 12 months

Processing Fee - 6% of loan amount

Notarial Fee – fixed Php 200 per loan account

For example, consider a 10,000 PHP loan which must be repaid after three month, plus 1.5% per months, plus a 6% processing fee. If the 600 PHP (6%) fee is considered, the monthly interest increases by 6% (600PHP/10,000), and the effective APR becomes approximately 138%. In other words, borrowing through this offer 10,000 PHP for 3 months you'll need to pay back 11,050 PHP.

CONSUMER ADVISORY: Binixo is a loan matching service. Upon application approval, a direct lender will require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email. We only work with direct lenders approved and certified by the financial regulator.

ASSOCIATED FEES: Loan terms, conditions and policies vary by lender and applicant qualifications. Not all applicants will be approved for their requested loan amounts or advertised interest rates. Loan repayment periods vary by lender and applicant qualifications also.

WARNING: Late or missed loan payments may be subject to increased fees and interest rates and can cause you serious money problems. Lenders may use collection services for non-payment of loans.

GENERAL REQUIREMENTS: Loans available to over - 21s only, subject to status. Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.

REPRESENTATIVE EXAMPLE: You apply for PHP 20,000 and choose comfortable repayment over 6 month, your monthly payment will be only PHP 5,000 per month, so your total cost of the loan will be PHP 1,667 per month (APR = 143%). Refer to Terms & Conditions of a Lending Operator to understand the full product details.

**All applications will be subject to credit checks and affordability assessments in line with responsible lending.

***Once approved, your cash could be in your account in minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

****There are different companies on the market and some websites are operated by bad actors. Beware of scams! Binixo services are FREE. Never our employees or anyone associated with Binixo will require you to pay any fees.