I need 2000 PHP
– +
2000 20000
For 3 Months
– +
3 36
Loan amount PHP
Total Repayment PHP

Fast Cash Loans

We all at least once in a life had situations when we need money. We may need them for unforeseen purchases, traveling, treatment, entertainment or to help other people. Regardless of the purpose, in the majority of situations we need money if not now, then at least as soon as it’s possible. The simplest way to get the necessary finances in the short time period is to use services of fast cash loans. Nowadays many banks and financial organizations offer such services, but in many of them to do this will not be easy and fast. And some even can not give you a cash loan without work.


How to get a loan?

1

Indicate the amount and term

3

Fill out an online application

2

Choose the best offer

4

Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.
Apply for a loan

Our Testimonials

“Thank you Binixo! I applied and send all requirements and then someone called me named TJ advised me about the process and etc. Now I just received an email informing me that Binixo Lending has already deposited the money in my bank account and when I checked it at exactly 6pm like what they have advised me in the email my loan proceeds was there. Appreciate it!”

Yvette Labo

“They process loans really fast. They really orient you about the loan and how it goes. Thumbs up Binixo”

Ta Nace

“First time to loan via online, at first hesitant but after I received the money that has been credited to my bank account. I sent the requirements on April 25 afternoon then received the money on the following day. (24 hours service) 🙂 Thank you Binixo!”

Manilyn Camus
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Also you can get loans
in other cities

Fast Cash Lending

Who we are? The Binixo organization is the financial company in Philippines which can help you cope with all your financial problems. In Binixo you will be able to apply for a loan and get your money much faster in comparison with banks and other financial organizations. To apply for a online loan in Philippines you should perform following steps:

  • Fill the online application form on the official website
  • Agree with conditions and terms of your contract
  • Wait for the approval of your application
  • Receive your loan.

Approval Period

Among the four main steps for loan applying there is one when you need to wait until your application will be approved. The most common question is: “for how long should I wait?” We have already mentioned that our company provides customers with fast loans and the approval period is much shorter if compare with other companies. When applying for a loan by using Binixo services, your application will be processed during one or two working days. You will get a call or SMS when all your requirements are submitted. And get your pautang online in 15 minutes.

Repayment fixed

When you are filling the application form, note the section with the maturity date of your contract. There will be also information when you have to make the repayment of your loan. All repayments in Binixo are fixed. It is highly recommended to pay dues on the maturity date, because in the case of late repayment you will have to pay additional fees (stated in your contract). To repay your loan you can go to one of the branches of our payment partners. For example, you can use DragonPay payment services for easy repayments.

fast cash

Credit Amount

One of the most popular questions among our customers is how much can they loan. Binixo organization gives an opportunity for customers to loan:

  • From 2000 to 10000 ₱ if the applicant applies for a loan first time
  • From 2000 to 20000 ₱ for the applicant who have already made a loans by using Binixo services and are in a good standing.

For getting the fast cash and to simplify the process of choosing the desirable loan amount you can use the online calculator on our official website. It also can show you your total repayment amount.

credit period

Credit Period

When applying for a loan you should also choose the term of payment. On our website four different terms are available for customers. After choosing the necessary loan amount you can choose among such payment terms as three, five, twenty-one or thirty months. You can choose the most suitable term for you basing on your needs and ability to repay. Note that the timely repayment of loan is very desirable. When you chose the payment term and the amount you can use Calculator to get the final amount which you will have to pay.

Interest Rate

For all people the credit amount, term of payment and the interest rate are the main parameters when making cash loans online. Binixo company offers lower interest rates in comparison with financial organizations and banks to help our customers and simplify their life. When applying for a loan using our services, the interest rate is equal to 1% per one day. You should note that in addition to the 1% interest rate, the additional charge for your application processing will also be charged. Use the calculator online to see the total amount for payment.

Our partners

  • 7eleven
  • bayad center
  • cebuana
  • lbc
  • Cashwagon
  • Easycash
  • Loansolutions
  • Cashmart
  • Loanranger

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Binixo is a reliable intermediary when you need to find a company to get money from. Keep in mind, it is not responsible for the terms and conditions of one lender. So, it is up to a client to familiarize himself with the policies of one multilateral institution.

General requirements for borrower:

Person must be over 18 years of age and be a citizen of Philippines.

Loan interest:

Depending on the lender, interest rate can vary: APR(annual percentage rate) from 10.5% to 71%.

Example:

Credit amount is 20 000 PHP for 3 to 36 months, full payout amount is 26,000 PHP.

These values ​​are approximate and may vary depending on the conditions of the lender.

Here is a list of helpful tips to know before borrowing:

  • Basic requirements for the borrower: Over 18 years old and be a citizen of Philippines.. Credit history is not taken into account when making a loan.
  • Loan conditions: Depending on the lender, interest rate can vary: APR(annual percentage rate) from 10.5% to 71%. In the event of a breach of the payment terms, a commission will be charged, which is approximately 0.1% of the amount owed per day.
  • Loan calculation example: Credit amount is 20 000 PHP for 3 to 36 months, full payout amount is 26,000 PHP. These values ​​are approximate and may vary depending on the lender's conditions. Minimum and maximum repayment period from 90 days to 12 months. Some lenders offer the opportunity to get their first loan with 0% interest, for example a PHP10,000 loan is repaid in amount of PHP10,000.

Binixo Philippines, in turn, will do its best to provide potential borrowers with transparent information on each lender and his requirements.

What If You Fail to Repay?

There are many events when a person cannot repay a borrowed amount due to various circumstances. But, they will not serve as a valid reason to not give money back. Thus, lenders may use penalties against the client. Also, depending again on each credit organizations, they may initiate a lawsuit or give the right to collect the debt to third parties.

To avoid such harmful consequences, always remember about the interest and commission. And, by no means ignore the due date. For instance, if you missed returning the money, a lender will calculate additional costs starting from the delay day until receiving a full amount. Unfortunately, there is a common practice in the Philippines when a person fails to repay, and then it greatly influences credit history. He may receive a denial when applying with a new company.