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Binixo is a reliable intermediary when you need to find a company to get money from. Keep in mind, it is not responsible for the terms and conditions of one lender. So, it is up to a client to familiarize himself with the policies of one multilateral institution.
General requirements for borrower:
Person must be over 18 years of age and be a citizen of Philippines.
Loan interest:
Depending on the lender, interest rate can vary: per day from 0.8% to 2%, APR(annual percentage rate) from 10.5% to 71%.
Example:
Credit amount is 20 000 PHP for 30 days, full payout amount is 26,000 PHP.
These values are approximate and may vary depending on the conditions of the lender.
Here is a list of helpful tips to know before borrowing:
A request to borrow money should be taken seriously and it predetermines that a person has a steady income to bring them back;
The applied amount should match the person’s paying capacity. So, it will be repaid with no trouble;
A loan cannot be considered as a permanent financial help. It is an exceptional solution to provide a person with money. If repeatedly requesting such monetary aid, there may be lots of debts;
It is advisable to inform the family about such an application. Otherwise, it may affect them;
A person has to pay not only a fixed applied amount but a commission, interest, and extra fees if available.
Binixo Philippines, in turn, will do its best to provide potential borrowers with transparent information on each lender and his requirements.
What If You Fail to Repay?
There are many events when a person cannot repay a borrowed amount due to various circumstances. But, they will not serve as a valid reason to not give money back. Thus, lenders may use penalties against the client. Also, depending again on each credit organizations, they may initiate a lawsuit or give the right to collect the debt to third parties.
To avoid such harmful consequences, always remember about the interest and commission. And, by no means ignore the due date. For instance, if you missed returning the money, a lender will calculate