I need 2000 PHP
2000 20000
For 3 Months
3 36

Salary Loan Atm Collateral

Collateral loans and their advantages

Many of us can’t afford large purchases or travels because of the lacking of money. But sometimes because of it we miss so good offers from shops and travel agencies! One of the ways to use all the best offers is to get a fast loan. For people with low salary loan atm collateral is a great opportunity to afford some purchases or trips. The great advantage of collateral loans is that you can get them almost immediately. Spend some minutes of your time by filling the form online with all contact’s information and after receiving the call you can get the necessary money amount. Simple and convenient.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

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salary loan

3 reasons to take a salary loan

Do you wake up every morning with the dream of changing your life? If your answer is yes, then it’s time to start traveling, meet new people, and simply afford some large purchases. Each of us has a dream that can’t be turned into a reality because of only one reason – money. Stop limiting yourself with your salary and discover the new horizons with the salary loan. The number of reasons to take it may be endless but we tried to choose three of them. So, why you should take a salary loan?

  • The process of taking a loan is fast and simple;
  • You can get the necessary money amount for all your purposes;
  • It’s time to change your life.
salary loan a good choice

Why is the salary loan a good choice?

As any other loan, salary loan in the Philippines has its own advantages. The most important one is that you can apply for it without leaving your home. Moreover, without even leaving your sofa. All you should do is to perform three main steps. First— you fill the salary loan form online. Second – you wait until your application will be verified. Third – you get the money. Simply, fast, and without any efforts. By the way, you can also get a quick loans for the unemployed here.

All you need is your laptop or smartphone. The whole process of the salary loan in the Philippines lending will not take you more than one day. This means that in the shortest time period you can buy a ticket and wait for your flight to the place of your dreams.


What are the main requirements?

There are three main requirements to get the salary loan in the Philippines. They are the following:

  • You should be at least twenty-four years old. (However, this requirement may vary in different banks and companies);
  • You should be a Filipino citizen;
  • You should be employed on a regular basis (or be involved in a certain business).

Note that in the majority of cases the applicant is required for documents that approve your income and employment status.
The correct set of documents is half the battle. Presenting all the docs required you will get your best loan faster.

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How much can I take?

Salary loans differ from other types because you are limited in the loan amount. This limit is equal to the size (or double size) of your salary. Thereby you are able to get from PHP 15 000 (equal to one salary) to PHP 30 000 (equal to two salaries). When filling the salary loan application, you can use the loan calculator. With its help, you will sort out with the terms of loan’s payment. The applicants who have thirty-six monthly contributions can apply for the one-month salary loan. Applicants with seventy-two monthly contributions can apply for the two-month salary loan accordingly.

terms of getting the loan

What about the terms of getting the loan?

The whole process of applying the salary loan will take you less than half an hour. Half an hour without leaving your home, remember this. But what about terms of approval? In the majority of cases, your application is approved in three working days. In some cases, this term may be prolonged to four or five days depending on your situation. If all your documents are collected and the application form is filled correctly, you’ll get the loan approval faster. This is the main rule you should note.

How to get the salary loan in the Philippines fast

How to get the salary loan in the Philippines fast?

With the Binixo lending company, you will be able to get the reliable helping hand. Moreover, the terms of your application approving are minimal. Choose the application form on our website, fill it with your personal data, and sign the contract. In the minimal time period, you will be deciding whether to spend the money you’ve got. We do our best to help you turn all your dreams in reality.

General requirements for borrower:

Between 21 and 50 years old

A Filipino citizen with a valid home address in Philippines

Loan interest:

The conditions may vary depending on a lending company and active promotions. Short term loans usually have payment period up to 12 months in one payment of installments. The interest rate can be as low as 0%. Here is an example of one of the offers listed on binixo.ph:

Loan amount - Up to 25,000 PHP Personal Loan

Loan interest rate - (as low as) 1.5% a month

Loan Term - 3 months, 6 months, 9 months and up to 12 months

Processing Fee - 6% of loan amount

Notarial Fee – fixed Php 200 per loan account

For example, consider a 10,000 PHP loan which must be repaid after three month, plus 1.5% per months, plus a 6% processing fee. If the 600 PHP (6%) fee is considered, the monthly interest increases by 6% (600PHP/10,000), and the effective APR becomes approximately 138%. In other words, borrowing through this offer 10,000 PHP for 3 months you'll need to pay back 11,050 PHP.

CONSUMER ADVISORY: Binixo is a loan matching service. Upon application approval, a direct lender will require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email. We only work with direct lenders approved and certified by the financial regulator.

ASSOCIATED FEES: Loan terms, conditions and policies vary by lender and applicant qualifications. Not all applicants will be approved for their requested loan amounts or advertised interest rates. Loan repayment periods vary by lender and applicant qualifications also.

WARNING: Late or missed loan payments may be subject to increased fees and interest rates and can cause you serious money problems. Lenders may use collection services for non-payment of loans.

GENERAL REQUIREMENTS: Loans available to over - 21s only, subject to status. Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.

REPRESENTATIVE EXAMPLE: You apply for PHP 20,000 and choose comfortable repayment over 6 month, your monthly payment will be only PHP 5,000 per month, so your total cost of the loan will be PHP 1,667 per month (APR = 143%). Refer to Terms & Conditions of a Lending Operator to understand the full product details.

**All applications will be subject to credit checks and affordability assessments in line with responsible lending.

***Once approved, your cash could be in your account in minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

****There are different companies on the market and some websites are operated by bad actors. Beware of scams! Binixo services are FREE. Never our employees or anyone associated with Binixo will require you to pay any fees.