Binixo.ph
Phone Loan Philippines

Phone Loan Philippines

Quick money wherever you are. Loans with the smartphone only.

Wherever you are, in the forest or at the seaside, in the subway or in the city park, you are able to make payday loans by phone. The one thing that is needed is access to the Internet. It means that after ten or fifteen minutes by simply using your smartphone you can get the necessary sum of money wherever you will be. Visit the website of the company, find the application form there, fill it and accept all conditions of the offered contract and your money will be waiting for you after a call from the bank or company. Simple as never.

How to get a loan?

Indicate the amount and term

Fill out an online application

Choose the best offer

Get confirmation and money

Why us?

24/7 lending

No checking documents or income at any time of the day.

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

Apply for a loan

Our Testimonials

“Thank you Binixo! I applied and send all requirements and then someone called me named TJ advised me about the process and etc. Now I just received an email informing me that Binixo Lending has already deposited the money in my bank account and when I checked it at exactly 6pm like what they have advised me in the email my loan proceeds was there. Appreciate it!”

Yvette Labo

“They process loans really fast. They really orient you about the loan and how it goes. Thumbs up Binixo”

Ta Nace

“First time to loan via online, at first hesitant but after I received the money that has been credited to my bank account. I sent the requirements on April 25 afternoon then received the money on the following day. (24 hours service) 🙂 Thank you Binixo!”

Manilyn Camus

Get Loan

Also you can get loans
in other cities

General requirements for borrower:

Between 21 and 50 years old

A Filipino citizen with a valid home address in Philippines

Loan interest:

The conditions may vary depending on a lending company and active promotions. Short term loans usually have payment period up to 12 months in one payment of installments. The interest rate can be as low as 0%. Here is an example of one of the offers listed on binixo.ph:

Loan amount - Up to 25,000 PHP Personal Loan

Loan interest rate - (as low as) 1.5% a month

Loan Term - 3 months, 6 months, 9 months and up to 12 months

Processing Fee - 6% of loan amount

Notarial Fee – fixed Php 200 per loan account

For example, consider a 10,000 PHP loan which must be repaid after three month, plus 1.5% per months, plus a 6% processing fee. If the 600 PHP (6%) fee is considered, the monthly interest increases by 6% (600PHP/10,000), and the effective APR becomes approximately 138%. In other words, borrowing through this offer 10,000 PHP for 3 months you'll need to pay back 11,050 PHP.

CONSUMER ADVISORY: Binixo is a loan matching service. Upon application approval, a direct lender will require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email. We only work with direct lenders approved and certified by the financial regulator.

ASSOCIATED FEES: Loan terms, conditions and policies vary by lender and applicant qualifications. Not all applicants will be approved for their requested loan amounts or advertised interest rates. Loan repayment periods vary by lender and applicant qualifications also.

WARNING: Late or missed loan payments may be subject to increased fees and interest rates and can cause you serious money problems. Lenders may use collection services for non-payment of loans.

GENERAL REQUIREMENTS: Loans available to over - 21s only, subject to status. Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.

REPRESENTATIVE EXAMPLE: You apply for PHP 20,000 and choose comfortable repayment over 6 month, your monthly payment will be only PHP 5,000 per month, so your total cost of the loan will be PHP 1,667 per month (APR = 143%). Refer to Terms & Conditions of a Lending Operator to understand the full product details.

**All applications will be subject to credit checks and affordability assessments in line with responsible lending.

***Once approved, your cash could be in your account in minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

****There are different companies on the market and some websites are operated by bad actors. Beware of scams! Binixo services are FREE. Never our employees or anyone associated with Binixo will require you to pay any fees.