I need 2000 PHP
2000 20000
For 3 Months
3 36

No Paperwork Loans

Binixo company trusts customers and is ready to help everyone who is more than 18 years old. Here you can apply for an online loan without certificates, sureties and other unnecessary papers. The necessary money amount will come right to your credit card almost immediately. After specifying the contract conditions and terms, you can immediately send the request to the site or via the mobile application.  And in an hour you will get your best credit.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

Our Testimonials

Also you can get loans
in other cities

No paperwork loans

No Doc Loans

The application for a online loan without ID is analyzed within 20 minutes, after which you will receive a confirmation on your phone or via e-mail. Trust us and we promise you’ll get a personal loan in the Philippines without pile of unnecessary documents! All you need is your passport.

What we offer

What we offer

With Binixo you can forget about queues, papers and meticulous managers of the bank – just a few clicks and a loan calculator will show interest on loans without certificates and guarantors. If you have any questions you can always contact our manager or write to us – we work 24/7 without days off.


Features of No Paperwork Loans

No paperwork loans without a certificate of income allow you to get the necessary amount of cash advance almost to everyone – both a student, a pensioner and an unemployed person.
Instant cash loans with almost no documents allows you to significantly reduce the time, which in another case you should spend on collecting and processing various documents. All that is needed to quickly issue no doc loans is to provide your passport and identification code (in some cases).


How To Get Cash Loans Without Documents

Instant online cash loans with no documents (without a passport) can be made upon the provision of a special certificate received by the relevant authorities. This certificate is the equivalent of the main document for the period of the passport restoration. Therefore, it has the same functionality as the original.

High Approval Rates

High Approval Rates

Despite the fact that in the majority of credit organization it’s quite hard to make even short-time online loans with no paperwork we are always on your side and will try to do our best to help you and approve your application without many documents. Binixo has high approval rates and is a reliable company to make all kinds of loans. Lend money online with Binixo is easy – try it!

Why Choose Binixo

Why Choose Binixo

Binixo company is honest with each customer from the very beginning. We give both a loan without documents and a salary loan in the Philippines.  All interest rates, terms and amounts of repayment are transparent and reliable. Also we guarantee that all information will stay only inside our company. All the processes of work, the relationship between the company and customers are strictly confidential.

General requirements for borrower:

Between 21 and 50 years old

A Filipino citizen with a valid home address in Philippines

Loan interest:

The conditions may vary depending on a lending company and active promotions. Short term loans usually have payment period up to 12 months in one payment of installments. The interest rate can be as low as 0%. Here is an example of one of the offers listed on binixo.ph:

Loan amount - Up to 25,000 PHP Personal Loan

Loan interest rate - (as low as) 1.5% a month

Loan Term - 3 months, 6 months, 9 months and up to 12 months

Processing Fee - 6% of loan amount

Notarial Fee – fixed Php 200 per loan account

For example, consider a 10,000 PHP loan which must be repaid after three month, plus 1.5% per months, plus a 6% processing fee. If the 600 PHP (6%) fee is considered, the monthly interest increases by 6% (600PHP/10,000), and the effective APR becomes approximately 138%. In other words, borrowing through this offer 10,000 PHP for 3 months you'll need to pay back 11,050 PHP.

CONSUMER ADVISORY: Binixo is a loan matching service. Upon application approval, a direct lender will require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email. We only work with direct lenders approved and certified by the financial regulator.

ASSOCIATED FEES: Loan terms, conditions and policies vary by lender and applicant qualifications. Not all applicants will be approved for their requested loan amounts or advertised interest rates. Loan repayment periods vary by lender and applicant qualifications also.

WARNING: Late or missed loan payments may be subject to increased fees and interest rates and can cause you serious money problems. Lenders may use collection services for non-payment of loans.

GENERAL REQUIREMENTS: Loans available to over - 21s only, subject to status. Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.

REPRESENTATIVE EXAMPLE: You apply for PHP 20,000 and choose comfortable repayment over 6 month, your monthly payment will be only PHP 5,000 per month, so your total cost of the loan will be PHP 1,667 per month (APR = 143%). Refer to Terms & Conditions of a Lending Operator to understand the full product details.

**All applications will be subject to credit checks and affordability assessments in line with responsible lending.

***Once approved, your cash could be in your account in minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

****There are different companies on the market and some websites are operated by bad actors. Beware of scams! Binixo services are FREE. Never our employees or anyone associated with Binixo will require you to pay any fees.