I need 2000 PHP
2000 20000
For 3 Months
3 36

No Paperwork Loans

Binixo company trusts customers and is ready to help everyone who is more than 18 years old. Here you can apply for an online loan without certificates, sureties and other unnecessary papers. The necessary money amount will come right to your credit card almost immediately. After specifying the contract conditions and terms, you can immediately send the request to the site or via the mobile application.  And in an hour you will get your best credit.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

Our Testimonials

Also you can get loans
in other cities

No paperwork loans

No Doc Loans

The application for a online loan without ID is analyzed within 20 minutes, after which you will receive a confirmation on your phone or via e-mail. Trust us and we promise you’ll get a personal loan in the Philippines without pile of unnecessary documents! All you need is your passport.

What we offer

What we offer

With Binixo you can forget about queues, papers and meticulous managers of the bank – just a few clicks and a loan calculator will show interest on loans without certificates and guarantors. If you have any questions you can always contact our manager or write to us – we work 24/7 without days off.


Features of No Paperwork Loans

No paperwork loans without a certificate of income allow you to get the necessary amount of cash advance almost to everyone – both a student, a pensioner and an unemployed person.
Instant cash loans with almost no documents allows you to significantly reduce the time, which in another case you should spend on collecting and processing various documents. All that is needed to quickly issue no doc loans is to provide your passport and identification code (in some cases).


How To Get Cash Loans Without Documents

Instant online cash loans with no documents (without a passport) can be made upon the provision of a special certificate received by the relevant authorities. This certificate is the equivalent of the main document for the period of the passport restoration. Therefore, it has the same functionality as the original.

High Approval Rates

High Approval Rates

Despite the fact that in the majority of credit organization it’s quite hard to make even short-time online loans with no paperwork we are always on your side and will try to do our best to help you and approve your application without many documents. Binixo has high approval rates and is a reliable company to make all kinds of loans. Lend money online with Binixo is easy – try it!

Why Choose Binixo

Why Choose Binixo

Binixo company is honest with each customer from the very beginning. We give both a loan without documents and a salary loan in the Philippines.  All interest rates, terms and amounts of repayment are transparent and reliable. Also we guarantee that all information will stay only inside our company. All the processes of work, the relationship between the company and customers are strictly confidential.

Binixo is a reliable intermediary when you need to find a company to get money from. Keep in mind, it is not responsible for the terms and conditions of one lender. So, it is up to a client to familiarize himself with the policies of one multilateral institution.

General requirements for borrower:

Person must be over 18 years of age and be a citizen of Philippines.

Loan interest:

Depending on the lender, interest rate can vary: per day from 0.8% to 2%, APR(annual percentage rate) from 10.5% to 71%.


Credit amount is 20 000 PHP for 30 days, full payout amount is 26,000 PHP.

These values ​​are approximate and may vary depending on the conditions of the lender.

Here is a list of helpful tips to know before borrowing:

  • A request to borrow money should be taken seriously and it predetermines that a person has a steady income to bring them back;
  • The applied amount should match the person’s paying capacity. So, it will be repaid with no trouble;
  • A loan cannot be considered as a permanent financial help. It is an exceptional solution to provide a person with money. If repeatedly requesting such monetary aid, there may be lots of debts;
  • It is advisable to inform the family about such an application. Otherwise, it may affect them;
  • A person has to pay not only a fixed applied amount but a commission, interest, and extra fees if available.

Binixo Philippines, in turn, will do its best to provide potential borrowers with transparent information on each lender and his requirements.

What If You Fail to Repay?

There are many events when a person cannot repay a borrowed amount due to various circumstances. But, they will not serve as a valid reason to not give money back. Thus, lenders may use penalties against the client. Also, depending again on each credit organizations, they may initiate a lawsuit or give the right to collect the debt to third parties.

To avoid such harmful consequences, always remember about the interest and commission. And, by no means ignore the due date. For instance, if you missed returning the money, a lender will calculate additional costs starting from the delay day until receiving a full amount. Unfortunately, there is a common practice in the Philippines when a person fails to repay, and then it greatly influences credit history. He may receive a denial when applying with a new company.