I need 2000 PHP
2000 20000
For 3 Months
3 36

No Credit Check Loans

The main advantage of loans without credit check is that the organization doesn’t check your credit score and credit history. It means that it doesn’t matter how many debts you have or how often you made payment on time. For people who for some reasons are “blacklisted” and don’t have good credit history no credit check loans is the best (and probably one and only) way to make a loan online.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

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No Credit Check Loans

Cash loans without credit check

Online services such as Binixo are able to solve the majority of problems, issuing salary loans to a card or in cash without checks to almost everyone. We do not require a personal presence, taking a decision to issue a loan in 15 minutes. Small loans no credit check are available to everyone even for people who make a loan first time.

Loans without Credit Check

The Benefits of Loans with No Credit Check

Сash loans no credit check have many advantages, due to what such type of credit service has a great popularity:

  • Modern service and high processing speed of the application.
  • Urgent loan without checking credit history with favorable interest rates.
  • A wide range of different ways to repay the loan.
  • A minimum package of documents is required – a passport and an INN.
  • Secure storage of customer’s personal data.
  • Possibility to issue a fast loan without checking the credit history.
happy filipino family which got cash loan

How To Get Cash Loans Without Credit Check?

To apply for loan no credit check you should register on the site of the selected microfinance organization. Then you should fill in a standard application with the input of personal data. After successful verification of your card, the application is sent for processing. Within a few minutes, the answer comes from the organization and you are ready to get money.

High Approval Rates

High Approval Rates

Thanks to the highest approval rates, online loans by lending company Binixo are in a high demand. They are characterized by a simple procedure of registration, so even an inexperienced user can easily cope with this task. With our online loan you are able to get cash no credit check in the incredibly short time periods.

Higher Interest Rates

Chances to get a loan?

In most cases, banks refuse to give loans if a person has a bad credit history. We do not care what kind of financial reputation you have, anyone can issue express credit without checking your credit history in just a few minutes. You do not need to justify yourself and explain your circumstances to us. We are ready to help you at any time of day. Fill out the loan calculator and get money in an hour.

Why Choose Binixo

Why Choose Binixo

Advantages of loans by Binixo:

  • We serve all customers without checking the credit history.
  • The minimum amount of documents. There is no need for certificates of income. We trust our customers.
  • There is no need to search for guarantors or to register property on bail.
  • Quick registration
  • Instant receipt of money on the card or in cash.
  • Flexible loan repayment system.

We understand your circumstances and do not require additional information to make a loan.

General requirements for borrower:

Between 21 and 50 years old

A Filipino citizen with a valid home address in Philippines

Loan interest:

The conditions may vary depending on a lending company and active promotions. Short term loans usually have payment period up to 12 months in one payment of installments. The interest rate can be as low as 0%. Here is an example of one of the offers listed on binixo.ph:

Loan amount - Up to 25,000 PHP Personal Loan

Loan interest rate - (as low as) 1.5% a month

Loan Term - 3 months, 6 months, 9 months and up to 12 months

Processing Fee - 6% of loan amount

Notarial Fee – fixed Php 200 per loan account

For example, consider a 10,000 PHP loan which must be repaid after three month, plus 1.5% per months, plus a 6% processing fee. If the 600 PHP (6%) fee is considered, the monthly interest increases by 6% (600PHP/10,000), and the effective APR becomes approximately 138%. In other words, borrowing through this offer 10,000 PHP for 3 months you'll need to pay back 11,050 PHP.

CONSUMER ADVISORY: Binixo is a loan matching service. Upon application approval, a direct lender will require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email. We only work with direct lenders approved and certified by the financial regulator.

ASSOCIATED FEES: Loan terms, conditions and policies vary by lender and applicant qualifications. Not all applicants will be approved for their requested loan amounts or advertised interest rates. Loan repayment periods vary by lender and applicant qualifications also.

WARNING: Late or missed loan payments may be subject to increased fees and interest rates and can cause you serious money problems. Lenders may use collection services for non-payment of loans.

GENERAL REQUIREMENTS: Loans available to over - 21s only, subject to status. Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.

REPRESENTATIVE EXAMPLE: You apply for PHP 20,000 and choose comfortable repayment over 6 month, your monthly payment will be only PHP 5,000 per month, so your total cost of the loan will be PHP 1,667 per month (APR = 143%). Refer to Terms & Conditions of a Lending Operator to understand the full product details.

**All applications will be subject to credit checks and affordability assessments in line with responsible lending.

***Once approved, your cash could be in your account in minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

****There are different companies on the market and some websites are operated by bad actors. Beware of scams! Binixo services are FREE. Never our employees or anyone associated with Binixo will require you to pay any fees.