I need 2000 PHP
2000 20000
For 3 Months
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No Credit Check Loans

The main advantage of loans without credit check is that the organization doesn’t check your credit score and credit history. It means that it doesn’t matter how many debts you have or how often you made payment on time. For people who for some reasons are “blacklisted” and don’t have good credit history no credit check loans is the best (and probably one and only) way to make a loan online.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

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No Credit Check Loans

Cash loans without credit check

Online services such as Binixo are able to solve the majority of problems, issuing salary loans to a card or in cash without checks to almost everyone. We do not require a personal presence, taking a decision to issue a loan in 15 minutes. Small loans no credit check are available to everyone even for people who make a loan first time.

Loans without Credit Check

The Benefits of Loans with No Credit Check

Сash loans no credit check have many advantages, due to what such type of credit service has a great popularity:

  • Modern service and high processing speed of the application.
  • Urgent loan without checking credit history with favorable interest rates.
  • A wide range of different ways to repay the loan.
  • A minimum package of documents is required – a passport and an INN.
  • Secure storage of customer’s personal data.
  • Possibility to issue a fast loan without checking the credit history.
happy filipino family which got cash loan

How To Get Cash Loans Without Credit Check?

To apply for loan no credit check you should register on the site of the selected microfinance organization. Then you should fill in a standard application with the input of personal data. After successful verification of your card, the application is sent for processing. Within a few minutes, the answer comes from the organization and you are ready to get money.

High Approval Rates

High Approval Rates

Thanks to the highest approval rates, online loans by lending company Binixo are in a high demand. They are characterized by a simple procedure of registration, so even an inexperienced user can easily cope with this task. With our online loan you are able to get cash no credit check in the incredibly short time periods.

Higher Interest Rates

Chances to get a loan?

In most cases, banks refuse to give loans if a person has a bad credit history. We do not care what kind of financial reputation you have, anyone can issue express credit without checking your credit history in just a few minutes. You do not need to justify yourself and explain your circumstances to us. We are ready to help you at any time of day. Fill out the loan calculator and get money in an hour.

Why Choose Binixo

Why Choose Binixo

Advantages of loans by Binixo:

  • We serve all customers without checking the credit history.
  • The minimum amount of documents. There is no need for certificates of income. We trust our customers.
  • There is no need to search for guarantors or to register property on bail.
  • Quick registration
  • Instant receipt of money on the card or in cash.
  • Flexible loan repayment system.

We understand your circumstances and do not require additional information to make a loan.

Binixo is a reliable intermediary when you need to find a company to get money from. Keep in mind, it is not responsible for the terms and conditions of one lender. So, it is up to a client to familiarize himself with the policies of one multilateral institution.

General requirements for borrower:

Person must be over 18 years of age and be a citizen of Philippines.

Loan interest:

Depending on the lender, interest rate can vary: per day from 0.8% to 2%, APR(annual percentage rate) from 10.5% to 71%.


Credit amount is 20 000 PHP for 30 days, full payout amount is 26,000 PHP.

These values ​​are approximate and may vary depending on the conditions of the lender.

Here is a list of helpful tips to know before borrowing:

  • A request to borrow money should be taken seriously and it predetermines that a person has a steady income to bring them back;
  • The applied amount should match the person’s paying capacity. So, it will be repaid with no trouble;
  • A loan cannot be considered as a permanent financial help. It is an exceptional solution to provide a person with money. If repeatedly requesting such monetary aid, there may be lots of debts;
  • It is advisable to inform the family about such an application. Otherwise, it may affect them;
  • A person has to pay not only a fixed applied amount but a commission, interest, and extra fees if available.

Binixo Philippines, in turn, will do its best to provide potential borrowers with transparent information on each lender and his requirements.

What If You Fail to Repay?

There are many events when a person cannot repay a borrowed amount due to various circumstances. But, they will not serve as a valid reason to not give money back. Thus, lenders may use penalties against the client. Also, depending again on each credit organizations, they may initiate a lawsuit or give the right to collect the debt to third parties.

To avoid such harmful consequences, always remember about the interest and commission. And, by no means ignore the due date. For instance, if you missed returning the money, a lender will calculate additional costs starting from the delay day until receiving a full amount. Unfortunately, there is a common practice in the Philippines when a person fails to repay, and then it greatly influences credit history. He may receive a denial when applying with a new company.