I need 2000 PHP
+
2000 20000
For 3 Months
+
3 36

Need Cash Fast

Each of us has faced the situation when we need fast cash. It may be a broken electronics, health problems, unexpected purchase or just a forgotten debt. Regardless of the purpose, we all have the same question “where to get money fast?” If you don’t want to depend on your friends by lending money from them, cash loan is for you. Quick application, beneficial conditions, and a reliable lender is what you need.

How to get a loan?

1

Indicate the amount and term

3

Fill out an online application

2

Choose the best offer

4

Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

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Need cash fast

Cash loans in the Phlippines

Today in the Philippines there is a diversity of companies and banks offering cash advance. If you need cash fast today and don’t want to be tricked be careful while choosing. All the companies offer different conditions of the contract and terms of the loan payment. Those who need cash now in the Philippines can get the needed amount on a day of application. For many companies, this process takes less than half an hour.

How does it work

How does it work?

The process of taking the fast cash is simple and fast. You only need to submit the online application. In the case when you need cash fast you can also choose the necessary loan amount. Terms of loan payment are different and can be also chosen. For the first time, you can take around PHP 10 000. After the approval of your application, you can get money in the branch of a company.

the main requirements

What are the main requirements?

People who need cash fast with a poor credit history have all chances to get the money needed. The main requirements for the fast cash don’t include checking of the credit history. You should just be between eighteen and sixty- five years old and be a Filipino citizen. No special checks, no collateral, and interviews. You fill out an application and get the money.

Main advantages of cash loans

Main advantages of cash loans

Need cash fast in the Philippines? With these advantages of the cash loans you will not consider other options:

  • a minimal set of documents required. All you need is two your IDs;
  • the whole process of application and approval takes less than 15 minutes;
  • you don’t need to provide the certificate of employment, a mortgage or any other guarantees;
  • you don’t have to explain the purposes why you need the money.

Interest rate

It is obvious that the interest rate varies between different companies as well as the loan amount. On average, the interest rate varies from 2% to 5%. The loan amount varies from PHP 2500 to PHP 30 000 depending on the chosen company. The interest rate of the fat cash loans is comparably high. These loans are meant to bridge the gap between your paydays. Also, it is a good choice for urgent financial needs.

Binixo’s helping hand

Binixo’s helping hand

Binixo company provides a full range of lending services including quick cash loans. If you need cash fast – fill our application form and wait for the approval. In less than 10-15 minutes you will be able to get your cash in our office. We don’t ask questions and find reasons to refuse you, we help you in any of your situations.



General requirements for borrower:

Between 21 and 50 years old

A Filipino citizen with a valid home address in Philippines

Loan interest:

The conditions may vary depending on a lending company and active promotions. Short term loans usually have payment period up to 12 months in one payment of installments. The interest rate can be as low as 0%. Here is an example of one of the offers listed on binixo.ph:

Loan amount - Up to 25,000 PHP Personal Loan

Loan interest rate - (as low as) 1.5% a month

Loan Term - 3 months, 6 months, 9 months and up to 12 months

Processing Fee - 6% of loan amount

Notarial Fee – fixed Php 200 per loan account

For example, consider a 10,000 PHP loan which must be repaid after three month, plus 1.5% per months, plus a 6% processing fee. If the 600 PHP (6%) fee is considered, the monthly interest increases by 6% (600PHP/10,000), and the effective APR becomes approximately 138%. In other words, borrowing through this offer 10,000 PHP for 3 months you'll need to pay back 11,050 PHP.

CONSUMER ADVISORY: Binixo is a loan matching service. Upon application approval, a direct lender will require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email. We only work with direct lenders approved and certified by the financial regulator.

ASSOCIATED FEES: Loan terms, conditions and policies vary by lender and applicant qualifications. Not all applicants will be approved for their requested loan amounts or advertised interest rates. Loan repayment periods vary by lender and applicant qualifications also.

WARNING: Late or missed loan payments may be subject to increased fees and interest rates and can cause you serious money problems. Lenders may use collection services for non-payment of loans.

GENERAL REQUIREMENTS: Loans available to over - 21s only, subject to status. Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.

REPRESENTATIVE EXAMPLE: You apply for PHP 20,000 and choose comfortable repayment over 6 month, your monthly payment will be only PHP 5,000 per month, so your total cost of the loan will be PHP 1,667 per month (APR = 143%). Refer to Terms & Conditions of a Lending Operator to understand the full product details.

**All applications will be subject to credit checks and affordability assessments in line with responsible lending.

***Once approved, your cash could be in your account in minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

****There are different companies on the market and some websites are operated by bad actors. Beware of scams! Binixo services are FREE. Never our employees or anyone associated with Binixo will require you to pay any fees.