I need 2000 PHP
2000 20000
For 3 Months
3 36

Lending Company

When searching in Google for the online lending company you will get around 28 million results. How not to get lost among all these offers and not to become a victim of a fraud? If you have some free time, don’t be lazy and check all the available companies. Only after comparing the variety of offers you will be able to make a right decision. Carefully analyze conditions and requirements. Thus you will sort out which of the companies are beneficial and which are not. Our company is ready to offer the best conditions for obtaining quick emergency cash loans unemployed in the Philippines. You just need to send a request and in 15 minutes you will have the money! It is profitable and safe.



How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

Our Testimonials

Also you can get loans
in other cities

Calculate the optimal monthly payment

Calculate the optimal monthly payment

After deciding with the necessary loan amount, evaluate the monthly payment. Think about the money amount you will be able to pay each month without any delays and problems. In many lending companies in case of missed payment, you will get a fine. To avoid additional payments, you should know exactly about the amount you will be able to pay regularly. Timely payments and the successfully made loan will positively influence your credit history. But even if you did not have time to repay the cash loan on time, we will go to meet you and will not apply sanctions immediately. We care about our customers.

Lending Company

Analyze offers

Among the hundreds of offers available, there are beneficial and not. To find a loaning company with the most favorable conditions for your situation you should compare several ones. It’s almost unreal to take the loan with good conditions without checking other options. While comparing offers you will be able to sort out terms, requirements, and loan amounts. In many cases the more time and efforts you spend, the better lending company you choose. It doesn’t mean that you should spend sleepless nights searching. You just shouldn’t take the first offer available. Our company is ready to give you a bad credit payday loans without any questions and is absolutely safe. Our job is to make you happy!

online loan calculator

Use the online loan calculator

Always use the online loan calculator. It’ll help to understand:

  • the terms of payment;
  • available loan amounts;
  • presence of additional payments;
  • and many other important things.

Almost every modern lending company in the Philippines has an online calculator. Visit the official website and enter the needed loan amount. Also, you may specify the desired repayment term. The system will calculate the mandatory monthly payment and additional fees (if any).

Check the rating

Check the rating

Rating of the loan company is its business card. Check the company’s position in the Philippine ratings and read the reviews from clients. As a rule, companies with doubtless quality of services don’t get to the top positions. Also, the positive reviews are the best proof of the reliability of the company. Check what clients say about the lender on forums. If you have any questions – don’t hesitate to ask them to the company employee. If the company’s work is transparent, they will easily answer all of them.

Compare the requirements

Compare the requirements

Requirements are the main part of the process of fast loan taking. Each offered by the lender loan has a clearly specified list of necessary documents. Some of the lenders require the good credit history. Others ask to prove your solvency with pay slips and certificates of employment. All the requirements are different and should be checked. If you can’t provide a lender in the Philippines with some documents, you will likely be refused.

Binixo Philippine loan

Binixo as leading Philippine company

Binixo is a great example of a leading lending corporation in the Philippines. This is the comparably new prosperous company with the full range of lending services. We work fast and transparently. We don’t ask many questions and don’t require dozens of certificates. If you are in looking for private money lenders in the Philippines, Binixo is a good choice. We choose the beneficial conditions for your case and answer all your questions. Your life without any financial needs is our main goal.

Binixo is a reliable intermediary when you need to find a company to get money from. Keep in mind, it is not responsible for the terms and conditions of one lender. So, it is up to a client to familiarize himself with the policies of one multilateral institution.

General requirements for borrower:

Person must be over 18 years of age and be a citizen of Philippines.

Loan interest:

Depending on the lender, interest rate can vary: per day from 0.8% to 2%, APR(annual percentage rate) from 10.5% to 71%.


Credit amount is 20 000 PHP for 30 days, full payout amount is 26,000 PHP.

These values ​​are approximate and may vary depending on the conditions of the lender.

Here is a list of helpful tips to know before borrowing:

  • A request to borrow money should be taken seriously and it predetermines that a person has a steady income to bring them back;
  • The applied amount should match the person’s paying capacity. So, it will be repaid with no trouble;
  • A loan cannot be considered as a permanent financial help. It is an exceptional solution to provide a person with money. If repeatedly requesting such monetary aid, there may be lots of debts;
  • It is advisable to inform the family about such an application. Otherwise, it may affect them;
  • A person has to pay not only a fixed applied amount but a commission, interest, and extra fees if available.

Binixo Philippines, in turn, will do its best to provide potential borrowers with transparent information on each lender and his requirements.

What If You Fail to Repay?

There are many events when a person cannot repay a borrowed amount due to various circumstances. But, they will not serve as a valid reason to not give money back. Thus, lenders may use penalties against the client. Also, depending again on each credit organizations, they may initiate a lawsuit or give the right to collect the debt to third parties.

To avoid such harmful consequences, always remember about the interest and commission. And, by no means ignore the due date. For instance, if you missed returning the money, a lender will calculate additional costs starting from the delay day until receiving a full amount. Unfortunately, there is a common practice in the Philippines when a person fails to repay, and then it greatly influences credit history. He may receive a denial when applying with a new company.