I need 2000 PHP
2000 20000
For 3 Months
3 36

Lending Company

When searching in Google for the online lending company you will get around 28 million results. How not to get lost among all these offers and not to become a victim of a fraud? If you have some free time, don’t be lazy and check all the available companies. Only after comparing the variety of offers you will be able to make a right decision. Carefully analyze conditions and requirements. Thus you will sort out which of the companies are beneficial and which are not. Our company is ready to offer the best conditions for obtaining quick emergency cash loans unemployed in the Philippines. You just need to send a request and in 15 minutes you will have the money! It is profitable and safe.



How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

Our Testimonials

Also you can get loans
in other cities

Calculate the optimal monthly payment

Calculate the optimal monthly payment

After deciding with the necessary loan amount, evaluate the monthly payment. Think about the money amount you will be able to pay each month without any delays and problems. In many lending companies in case of missed payment, you will get a fine. To avoid additional payments, you should know exactly about the amount you will be able to pay regularly. Timely payments and the successfully made loan will positively influence your credit history. But even if you did not have time to repay the cash loan on time, we will go to meet you and will not apply sanctions immediately. We care about our customers.

Lending Company

Analyze offers

Among the hundreds of offers available, there are beneficial and not. To find a loaning company with the most favorable conditions for your situation you should compare several ones. It’s almost unreal to take the loan with good conditions without checking other options. While comparing offers you will be able to sort out terms, requirements, and loan amounts. In many cases the more time and efforts you spend, the better lending company you choose. It doesn’t mean that you should spend sleepless nights searching. You just shouldn’t take the first offer available. Our company is ready to give you a bad credit payday loans without any questions and is absolutely safe. Our job is to make you happy!

online loan calculator

Use the online loan calculator

Always use the online loan calculator. It’ll help to understand:

  • the terms of payment;
  • available loan amounts;
  • presence of additional payments;
  • and many other important things.

Almost every modern lending company in the Philippines has an online calculator. Visit the official website and enter the needed loan amount. Also, you may specify the desired repayment term. The system will calculate the mandatory monthly payment and additional fees (if any).

Check the rating

Check the rating

Rating of the loan company is its business card. Check the company’s position in the Philippine ratings and read the reviews from clients. As a rule, companies with doubtless quality of services don’t get to the top positions. Also, the positive reviews are the best proof of the reliability of the company. Check what clients say about the lender on forums. If you have any questions – don’t hesitate to ask them to the company employee. If the company’s work is transparent, they will easily answer all of them.

Compare the requirements

Compare the requirements

Requirements are the main part of the process of fast loan taking. Each offered by the lender loan has a clearly specified list of necessary documents. Some of the lenders require the good credit history. Others ask to prove your solvency with pay slips and certificates of employment. All the requirements are different and should be checked. If you can’t provide a lender in the Philippines with some documents, you will likely be refused.

Binixo Philippine loan

Binixo as leading Philippine company

Binixo is a great example of a leading lending corporation in the Philippines. This is the comparably new prosperous company with the full range of lending services. We work fast and transparently. We don’t ask many questions and don’t require dozens of certificates. If you are in looking for private money lenders in the Philippines, Binixo is a good choice. We choose the beneficial conditions for your case and answer all your questions. Your life without any financial needs is our main goal.

General requirements for borrower:

Between 21 and 50 years old

A Filipino citizen with a valid home address in Philippines

Loan interest:

The conditions may vary depending on a lending company and active promotions. Short term loans usually have payment period up to 12 months in one payment of installments. The interest rate can be as low as 0%. Here is an example of one of the offers listed on binixo.ph:

Loan amount - Up to 25,000 PHP Personal Loan

Loan interest rate - (as low as) 1.5% a month

Loan Term - 3 months, 6 months, 9 months and up to 12 months

Processing Fee - 6% of loan amount

Notarial Fee – fixed Php 200 per loan account

For example, consider a 10,000 PHP loan which must be repaid after three month, plus 1.5% per months, plus a 6% processing fee. If the 600 PHP (6%) fee is considered, the monthly interest increases by 6% (600PHP/10,000), and the effective APR becomes approximately 138%. In other words, borrowing through this offer 10,000 PHP for 3 months you'll need to pay back 11,050 PHP.

CONSUMER ADVISORY: Binixo is a loan matching service. Upon application approval, a direct lender will require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email. We only work with direct lenders approved and certified by the financial regulator.

ASSOCIATED FEES: Loan terms, conditions and policies vary by lender and applicant qualifications. Not all applicants will be approved for their requested loan amounts or advertised interest rates. Loan repayment periods vary by lender and applicant qualifications also.

WARNING: Late or missed loan payments may be subject to increased fees and interest rates and can cause you serious money problems. Lenders may use collection services for non-payment of loans.

GENERAL REQUIREMENTS: Loans available to over - 21s only, subject to status. Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.

REPRESENTATIVE EXAMPLE: You apply for PHP 20,000 and choose comfortable repayment over 6 month, your monthly payment will be only PHP 5,000 per month, so your total cost of the loan will be PHP 1,667 per month (APR = 143%). Refer to Terms & Conditions of a Lending Operator to understand the full product details.

**All applications will be subject to credit checks and affordability assessments in line with responsible lending.

***Once approved, your cash could be in your account in minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

****There are different companies on the market and some websites are operated by bad actors. Beware of scams! Binixo services are FREE. Never our employees or anyone associated with Binixo will require you to pay any fees.