I need 2000 PHP
2000 20000
For 3 Months
3 36

Lend Money Online

We all had some financial difficulties at least once in a life. Sometimes in such situations there are no people nearby, ready to give a helping hand and lend some money. Reason can be anything from the friend’s birthday to the repair in the house. In the case of money need, it is very beneficial and simple to lend money online before the salary. To get a loan online you do not need to leave the house, we will transfer you money to the card.

How to borrow lending money online?

Binixo company gives you an opportunity to borrow money online instantly without pile of documents. You need only passport, your TIN and access to the Internet. To borrow lending money online fast on your card, you should:

  • fill in the form with your personal data;
  • add your bank card;
  • to confirm the information by telephone;
  • wait for a decision about the application.

Process of money transaction will be implemented in 15-20 minutes after the application confirming.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

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Also you can get loans
in other cities

Lend Money

Lend money

People used to trust banks that offer a clear credit scheme, are reliable and trustworthy. However, to take a emergency loan in cash at the bank, you will need to obtain a certificate of income and wait for a decision. The time of decision making can take weeks and even more in some cases. Online loans are much simpler and faster solution. Making an online loan you will get a decision in less than an hour.

Fast Approval

Fast Approval

The main thing in online loans and their main advantage is time. If you need money “as fast as it’s possible”, with such services as Binixo your application will be approved much faster in comparison with banks. Spend less than an hour of your time and you will be ready to use this money. One call – and you get a fast cash loan online on your bank card.


Repayment fixed

When making a loan online on the Binixo website among such main advantages as reliability, fast approval and instant transaction you will get profitable conditions of the contract and fixed repayment. In the case if you for some reasons can’t repay a debt on time you always will be able to prolong it.

High Approval Rates

High Approval Rates

Our service can boast of high approval rates, so if you have a passport and TIN, you shouldn’t be worrying about your chances to borrow money online now. We always care about our clients and your credit history and purpose of the loan aren’t important for us.

Why Choose Binixo

Why Choose Binixo’s Loan

Our innovative service allows making an online salary loan for everyone. At the same time, we are one step ahead of all other similar companies because:

  • We guarantee full security and confidentiality of credit;
  • Always ready to help our customers;
  • We offer the most profitable loan conditions;
  • Our service allows you to obtain an online loan urgently.

General requirements for borrower:

Between 21 and 50 years old

A Filipino citizen with a valid home address in Philippines

Loan interest:

The conditions may vary depending on a lending company and active promotions. Short term loans usually have payment period up to 12 months in one payment of installments. The interest rate can be as low as 0%. Here is an example of one of the offers listed on binixo.ph:

Loan amount - Up to 25,000 PHP Personal Loan

Loan interest rate - (as low as) 1.5% a month

Loan Term - 3 months, 6 months, 9 months and up to 12 months

Processing Fee - 6% of loan amount

Notarial Fee – fixed Php 200 per loan account

For example, consider a 10,000 PHP loan which must be repaid after three month, plus 1.5% per months, plus a 6% processing fee. If the 600 PHP (6%) fee is considered, the monthly interest increases by 6% (600PHP/10,000), and the effective APR becomes approximately 138%. In other words, borrowing through this offer 10,000 PHP for 3 months you'll need to pay back 11,050 PHP.

CONSUMER ADVISORY: Binixo is a loan matching service. Upon application approval, a direct lender will require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email. We only work with direct lenders approved and certified by the financial regulator.

ASSOCIATED FEES: Loan terms, conditions and policies vary by lender and applicant qualifications. Not all applicants will be approved for their requested loan amounts or advertised interest rates. Loan repayment periods vary by lender and applicant qualifications also.

WARNING: Late or missed loan payments may be subject to increased fees and interest rates and can cause you serious money problems. Lenders may use collection services for non-payment of loans.

GENERAL REQUIREMENTS: Loans available to over - 21s only, subject to status. Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.

REPRESENTATIVE EXAMPLE: You apply for PHP 20,000 and choose comfortable repayment over 6 month, your monthly payment will be only PHP 5,000 per month, so your total cost of the loan will be PHP 1,667 per month (APR = 143%). Refer to Terms & Conditions of a Lending Operator to understand the full product details.

**All applications will be subject to credit checks and affordability assessments in line with responsible lending.

***Once approved, your cash could be in your account in minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

****There are different companies on the market and some websites are operated by bad actors. Beware of scams! Binixo services are FREE. Never our employees or anyone associated with Binixo will require you to pay any fees.