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Bad Credit Payday Loans

Loans in different volumes have become a part of everyday life. Starting from the moment of taking the first loan, you get to the database of credit histories. A good credit history, like any positive reputation does not cause problems. However, life has a sufficient degree of unpredictability, and for some reasons you can become the owner of a bad credit history. Binixo company will help you regardless of whether you need a personal or student loan.

How to get a loan?


Set amount and due date


Sign the Contract


Fill in a form


Get approved and Get money

Why us?

Flexible repayment term
In case of unforeseen circumstances through no fault of the borrower, BINIXO Lending offers prolongation of repayment on a case to case basis.
We are fast
Money will be sent immediately after the approval. We appreciate your time, so all transactions are done 100% online, allowing you to send a request and get the money without leaving home.
Transparent costs
With the full cost shown up front, use the calculator to count fees applied before making decision.

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Bad Credit Loans

Loans For Bad Credit

Negative credit history will inevitably have a serious impact on all further transactions in the sphere of lending. In particular, you may be denied in a new loan, even if its amount is insignificant. And then the question arises: where and how it’s possible to get payday loans for people with bad credit?

how to get

How to get loans for Bad Credit?

The simplest and the fastest way to get payday loans for poor credit history is to use services of a microfinance organization. In such organization as Binixo, you can take a quick loan even with a bad credit history. Of course, there are some other ways to make bad credit payday loans, but if you need money “right now”, this way is definitely the best.

Applying bad credit loan

Applying for a loan with bad credit

So, how to make a bad credit payday loan?

  1. First of all, go to a website of organization and fill in the application form.
  2. Then you need to enter your passport and TIN information, and also your personal bank card number.
  3. Further, wait for the decision that will come via specified e-mail.
  4. After a positive decision of the system, you will agree with the terms of the contract and wait for the funds to be received on the card.

4 simple steps that will not take you more than 10 minutes to get the installment loans. We work to make you happy!

Credit Period

Credit Period

The period till the first payment of installment is different for different money amounts. But since interest for using credit funds is accrued daily, the lender can close it at any time, paying interest only for the actual time of loan use.

Interest Rate

Interest Rate

Binixo is a microcredit organization which gives you a possibility to make payday loans for very bad credit history and is highly likely not to be refused. Many people think that lending conditions in such organizations are not profitable. It’s partially true. Micro crediting is a risky business, so risks are covered by an increased interest rate. Nevertheless, we offer the lowest interesting rates and the best conditions of contracts for our clients. With us you get a fast loan with the highest degree of security.

Why Choose Binixo

Why Choose Binixo’s Payday Loans With Bad Credit

The advantage of Binixo service is in the fact that all loan conditions are clearly spelled out on the site and no unpleasant surprises are waiting for the clients of the company in the form of hidden commissions. Our service constantly updates the loyalty program and tries to make the conditions for making the loan secure and as comfortable as possible, offering profitable promotions and discounts. You get a quality service and quick cash loan in Сagayan de oro city and in other cities in the Philippines.