I need 2000 PHP
+
2000 20000
For 3 Months
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3 36

Payday Loans

If you urgently need money, and it is not possible to take it from relatives or friends, you will surely benefit from such service as one hour payday loans without certificates and guarantors. This opportunity is offered by many lending companies including Binixo, specializing in the issuance of instant loans.

How to get a loan?

1

Indicate the amount and term

3

Fill out an online application

2

Choose the best offer

4

Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

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Also you can get loans
in other cities

1 Hour Payday Loans

Payday Loans in One Hour

Such quick loans as loans in an hour are also called payday loans. They have a number of undeniable advantages – you can really get a loan in one hour and even faster. Also many organizations, trying to attract new customers, offer interesting promotional offers – discounts on the interest rate or even a personal loan at 0 percent.

Advantages

Chances to get one hour loan?

Agree, it is not easy to choose the time to visit a bank branch, adjust your schedule, check the bank’s work schedule with its free hours, overcome a long way and after that still have to wait a few more days. Binixo gives the opportunity of making an online loan in Philippines for everyone who need it. The application can be sent at any time convenient for you.

What We Offer

Fastest Cash Delivery

If you do not have time to go to the bank and you urgently need money, use the 1 hour payday loans service. Quick registration of the loan will save you from losing time in the bank queue. Binixo organization offers the fast services of making loans and can provide you with the fast cash delivery in comparison with other similar organizations.

How much can I borrow

How To Get Loans in One Hour

So, if you are ready to use 1 hour loans service, you should:

  • fill in a form with contact information and passport data;
  • Wait some minutes for a call from a company representative for confirmation of the data;
  • You may also will be informed via SMS. Thus after call or message, money will be instantly credited to your bank card.
High Approval Rates

High Approval Rates

Such 1 hour loans direct lender as Binixo is ready to provide you with the high amount of money at any time convenient for you. To apply for a salary loan, you only need to have a TIN and a passport. This is a great opportunity for students and people of retirement age. Applying to Binixo you will instantly receive money without refusal.

Why Choose Binixo

Why Choose Binixo’s Loan

The Binixo company offers customers the most favorable terms, here you can receive the necessary amount of money in the shortest time period.

About the main benefits of our company:

  • We are not interested in documentary evidence of your income;
  • you do not need to collect documents;
  • 15 minutes of waiting and your application is approved.


General requirements for borrower:

Between 21 and 50 years old

A Filipino citizen with a valid home address in Philippines

Loan interest:

The conditions may vary depending on a lending company and active promotions. Short term loans usually have payment period up to 12 months in one payment of installments. The interest rate can be as low as 0%. Here is an example of one of the offers listed on binixo.ph:

Loan amount - Up to 25,000 PHP Personal Loan

Loan interest rate - (as low as) 1.5% a month

Loan Term - 3 months, 6 months, 9 months and up to 12 months

Processing Fee - 6% of loan amount

Notarial Fee – fixed Php 200 per loan account

For example, consider a 10,000 PHP loan which must be repaid after three month, plus 1.5% per months, plus a 6% processing fee. If the 600 PHP (6%) fee is considered, the monthly interest increases by 6% (600PHP/10,000), and the effective APR becomes approximately 138%. In other words, borrowing through this offer 10,000 PHP for 3 months you'll need to pay back 11,050 PHP.

CONSUMER ADVISORY: Binixo is a loan matching service. Upon application approval, a direct lender will require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email. We only work with direct lenders approved and certified by the financial regulator.

ASSOCIATED FEES: Loan terms, conditions and policies vary by lender and applicant qualifications. Not all applicants will be approved for their requested loan amounts or advertised interest rates. Loan repayment periods vary by lender and applicant qualifications also.

WARNING: Late or missed loan payments may be subject to increased fees and interest rates and can cause you serious money problems. Lenders may use collection services for non-payment of loans.

GENERAL REQUIREMENTS: Loans available to over - 21s only, subject to status. Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.

REPRESENTATIVE EXAMPLE: You apply for PHP 20,000 and choose comfortable repayment over 6 month, your monthly payment will be only PHP 5,000 per month, so your total cost of the loan will be PHP 1,667 per month (APR = 143%). Refer to Terms & Conditions of a Lending Operator to understand the full product details.

**All applications will be subject to credit checks and affordability assessments in line with responsible lending.

***Once approved, your cash could be in your account in minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

****There are different companies on the market and some websites are operated by bad actors. Beware of scams! Binixo services are FREE. Never our employees or anyone associated with Binixo will require you to pay any fees.